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Eligibility & Qualifying Events

BENEFIT ELIGIBILITY

All  full-time  employees  working  30  or more  hours  per  week  will  be  eligible  for benefits  on  the  1st  day  of  the  month   following  the  completion  of  the  60-day waiting period. Family  members  (Spouse  and  Depend-ent Children) are also eligible for cover-age.         

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Eligible Dependents include:

•  Legally married spouse

•  Child up to the age of 26 including;

−  Natural or adopted Child

−  Step Child

−  Child that you are legal  guardian

−  Child  that  has  been  placed  with you for adoption

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Once  you  have  made  your  elections, you will not be able to make any chang-es until the next annual open enrollment period, unless you experience a Qualify-ing  Life  Event    (QLE)  as  defined  by  the IRS.  

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QUALIFYING LIFE EVENT (QLE)

If  you  experience  a  Qualifying  Life Event,  you  can  make  a  change  to your benefit that is consistent with the status change.  

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Life Events include:

•  Marriage

•  Divorce / Legal separation

•  Birth / Adoption / Legal custody of a child

•  Death  of  a  spouse  or  dependent child

•  Employee  or  dependents  gain/loss of other coverage

•  A change in work status that causes you to gain or lose eligibility.

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