
Eligibility & Qualifying Events
BENEFIT ELIGIBILITY
All full-time employees working 30 or more hours per week will be eligible for benefits on the 1st day of the month following the completion of the 60-day waiting period. Family members (Spouse and Depend-ent Children) are also eligible for cover-age.
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Eligible Dependents include:
• Legally married spouse
• Child up to the age of 26 including;
− Natural or adopted Child
− Step Child
− Child that you are legal guardian
− Child that has been placed with you for adoption
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Once you have made your elections, you will not be able to make any chang-es until the next annual open enrollment period, unless you experience a Qualify-ing Life Event (QLE) as defined by the IRS.

QUALIFYING LIFE EVENT (QLE)
If you experience a Qualifying Life Event, you can make a change to your benefit that is consistent with the status change.
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Life Events include:
• Marriage
• Divorce / Legal separation
• Birth / Adoption / Legal custody of a child
• Death of a spouse or dependent child
• Employee or dependents gain/loss of other coverage
• A change in work status that causes you to gain or lose eligibility.
